Estate planning, wills and trusts, Chapter 7 bankruptcy, and amicable divorce in Boulder, CO
			
	
				Practical legal help for planning, protecting what you own, getting a fresh start from debt, and resolving family matters with less conflict. Serving Boulder and nearby communities.
			
	
				A BOULDER ATTORNEY
WITH INTEGRITY AND COMPASSION
			
WITH INTEGRITY AND COMPASSION
“My primary commitment is to provide regular people with legal advice and assistance so that they can benefit from the justice system rather than be harmed by it. I continue to enjoy the practice of law because of my satisfaction with the relationships I have built with my clients over the years as well as with people in the Court system and in the legal community.Most of my cases are in state district court but I have also argued in the Colorado Court of Appeals and often appear in federal court. I believe there is a balance between negotiating settlements where possible and litigating if settlement is not to the advantage of the client. Typically, this means that I am able to resolve many disputes informally but that I also go to Court on a regular basis. I think it is important to attempt to settle cases since that saves clients money and stress. However, it is important to litigate when necessary and it helps to have a reputation as a litigator since it gets results.”
Julie is a member of:



Julie has also done pro bono work on behalf of Southeast Asians, victims of domestic violence, and on environmental issues.
She believes in giving back to the community that she lives in.
	
				Core Areas Of Practice
			
	Julie’s core areas of practice are Wills & Estate Planning, Consumer Law, Family Law, and Bankruptcy & Debt Resolution.
Other legal matters are dealt with on a case-by-case basis.
	
				Estate Planning
			
	We help you decide who may act for you during a health crisis, who keeps your financial affairs in order if you’re sidelined, and who receives property when you’re gone—then we make that plan easy to carry out. Across Boulder County, many clients choose a will-based plan that also names medical and financial decision-makers. Others need custom language for blended families, closely held businesses, or beneficiaries who shouldn’t receive a large distribution all at once.
We start with a practical conversation about what you own, who depends on you, and how you want decisions made. We offer a flat fee package that contains the documents most people find useful to covering all of their estate planning needs. We draft, review with you, and refine until the plan fits each client’s specific situation. We also advise on beneficiary designations on life insurance and retirement accounts, co-ownership on key assets, and instructions for digital accounts. When a revocable living trust would simplify things, we explain what changes in day-to-day life and guide you through “funding” the trust so it works properly.
Signing is organized and calm. You’ll know who should attend, what to bring, and how to store originals. Afterward, we provide a short follow-up list—small steps that keep everything aligned. And if life changes due to marriage, divorce, a new child, a move, or a sale, you can call to discuss what updates are needed. The end result isn’t a binder for the shelf; it’s a plan your future self—and your family—can rely on.
	
				Bankruptcy & Debt Resolution
			
	When debt starts running the calendar and the mailbox, it’s time for a plan. We help clients in Boulder and the surrounding towns evaluate options and act decisively. We review income, expenses, assets, and goals, then give you the debt relief options to choose from that will work in your situation. That may mean negotiating a realistic payment plan, settling a balance for less than the face amount, disputing a claim that isn’t documented, or—when it’s the cleanest route—using bankruptcy to stop collections and set a defined path to the finish line.
If bankruptcy is on the table, we compare the common chapters in practical terms. Chapter 7 can discharge many unsecured debts and typically wraps up in a few months. Chapter 13 creates a supervised repayment plan when catching up over time makes sense. We explain what each option won’t fix, what property Colorado law allows you to keep, how filing affects credit, and how to rebuild afterward.
Not every case needs a court filing. Many problems respond to documentation, clear deadlines, and the right sequence—what to tackle first, what to say (and what not to say), and when to insist on proof. You leave the first meeting with a priority list, a communication script, and dates to expect movement. Most clients feel relief right away because the unknowns shrink and the next step is obvious. That’s the point: fewer calls, fewer surprises, and steady progress back to normal.
	
				Wills and Trusts
			
	A will provides your instructions as to handling all matters after you pass. It names a personal representative, appoints guardians for minor children, and directs where property goes. It also handles practical details: who manages digital accounts, how personal items are distributed, and what to do if a beneficiary predeceases you. For many clients, a well-crafted Will paired with updated beneficiary designations covers the essentials with minimal upkeep.
A trust is a toolbox. A revocable living trust can add privacy, timing, and control. It helps when you own property in more than one state, want distributions for young adults to arrive in stages, wish to provide supplemental support for a loved one with special needs, or prefer to keep administration straightforward for the people handling your affairs. A trust works only when it’s funded, so we guide you through retitling key assets and using transfer-on-death tools where appropriate. We also do irrevocable trusts which in some cases, are preferable to revocable trusts.
Together, we’ll choose the structure that fits—will-based, trust-based, or a hybrid—and map how each choice affects taxes you might encounter, the effort required to maintain the plan, and the experience your family will have if something happens. We sign correctly, set backups for every key role, and prepare a simple reference sheet so the right person can step in without a scavenger hunt. The goal isn’t fancy documents; it’s a plan that works well when needed.
	
				Family Law
			
	Our role is to help you understand the legal process, explain your options and make the best decisions on your case. We help people in the Front Range work through the legal requirements of divorce, parenting time, decision-making, child support, protection orders, and post-decree modifications. We begin with your priorities and a clear picture of schedules, finances, and any safety concerns. From there, we choose the path that best protects you: negotiated agreements when the gap is bridgeable, mediation when a neutral adds value, and court when a judge’s decision is the only way forward.
We talk openly about tradeoffs. Parenting plans have moving parts—pickups, bedtimes, travel, holidays—so we design terms that hold up week after week, not just on signing day. Where a business, house, or retirement account is involved, we line up the numbers before positions harden; that saves time and reduces friction. If safety is in play, we document early, help you obtain the right protections, and keep the process focused.
Communication is proportional to effectiveness and your legal costs. That means instead of lengthy meetings, we send short emails when they do the job. A quick call when it prevents three confusing emails. You’ll know what comes next, who is responsible for each step, and the likely timing. When outside help will speed things along—financial neutrals, appraisers, parenting resources—we bring in trusted professionals and keep everyone moving forward. The aim is workable orders and routines everyone can understand and follow and after the divorce, there is a clear structure so that tasks like co-parenting occur smoothly and with good options if there are disagreements.
	
				Benefits of a General Practice
			
I find that having a general practice means that I am aware of the effect of one legal issue on other areas of the law.  For example, a divorce can have bankruptcy implications.  We are able to keep track of how the different areas of law intersect and assist the client in most of them. This often saves the client money since we are already familiar with them and can handle those issues more efficiently. General practice firms can serve usefully in most cases.  However, there are some cases that require a high level of specific knowledge.  When that is the case, our firm co-counsels to have that advantage or we refer the case. 
	
				clients
			
Because we are a small firm, we are able to provide personalized service to clients. That means we know all of our clients and the immediate details of their cases. We are able to return calls promptly and respond quickly to the needs of our clients.
	
				client/attorney relationship
			
The relationship between an attorney and client is a critical one. Our firm offers a one-time free consult to ensure that the client has an opportunity to meet us and determine if we are the best fit for them and their case.
	
				working with julie
			
	Since legal issues are stressful, we’ve designed our firm to make clients feel welcome, get answers promptly and achieve the best resolution possible. We encourage our clients to call us with any questions or concerns and we return calls the same day or shortly thereafter.
I strongly prefer to have my clients call or email me with their questions I also use the services of my assistant whenever appropriate to reduce costs. Additionally, we offer tea and coffee with a private conference room to make a trip to our office a little more comfortable and we do zoom and calls for those who prefer to skip a trip downtown.
	
				working with other lawyers
			
I tend to have courteous relationships with opposing counsel and the Court. Not only do I believe that this is the ethical way to practice law, I also believe it makes me more effective as your representative.
While some attorneys feel that a bulldog approach is effective, I believe that other attorneys and the courts have good memories. If you are honest and reasonable, they tend to respond more quickly and cooperatively. If you are belligerent, the logical solution is to avoid wasting time and litigate all issues. Because a lot of legal work is still done on an informal basis, (even in the courtroom), a reasonable reputation is a useful asset.
	
				Client Testimonials
			
- 
	I just want you both to know how much happier I have been since you took care of this. I have constant money in my account, and there has been zero stress. I attribute the resulting positive attitude to my recent promotion at work. Thanks again for helping me straighten out my life 🙂 
- 
	My name is Phyllis Markey and Ms. Julie Kreutzer was my lawyer who handled my disability case. Ms. Kreutzer worked endlessly on my case for a long five years. In those five years not only was she extremely professional, but also caring in keeping my spirits up when I thought I wouldn't be approved. She fought for me and she even took it to Federal Court where the Judge ruled in my favor...I couldn't be happier with what Ms. Kreutzer did for me and will be eternally grateful for her relentless work ethics and being emotionally supportive of a very trying experience. I live better because of her and what she has done for me. I am on disability for a brain injury from a car accident in 1995...brain injuries are very tough to see and making them a difficult case to prove. I owe so much more to Julie Kruetzer than I can ever pay back. She is a true hero in my book. 
- 
	Julie Kreutzer took what could have been the most humiliating time of our lives and helped us hold our heads high once again. No one wants to go through this process, but if you have to, Julie is the person you want at your side. She is beyond dedicated to what she does and so truly believes that everyone deserves a second chance. We walked into her office feeling dejected and about as low as anyone can be and left with HOPE. She and her amazing assistant, Keeli, moved mountains and gave us our lives back. We can never thank them enough. We consider them to be dear friends and would recommend Julie highly and without hesitation to anyone needing her services. 
- 
	I was very pleased with the work of Julie Kreutzer and her capable staff in handling my bankruptcy. They were very professional and kind. I had an excellent outcome, and will recommend her to others in the future. 
	
				Family Law, Estate Planning, Wills & Trusts, and Bankruptcy in Boulder, CO
			
	Family law
Our role is to steady the legal side so you can make good decisions. We help people in Boulder and nearby communities—Louisville, Lafayette, Longmont, Superior, Erie—work through divorce, parenting time, decision-making, child support, protection orders, and post-decree modifications. We begin with your priorities and a clear picture of schedules, finances, and any safety concerns. From there, we choose the narrowest path that still protects you: negotiated agreements when the gap is bridgeable, mediation when a neutral adds value, and court when a judge’s decision is the only way forward.
We talk openly about tradeoffs. Parenting plans have moving parts—pickups, bedtimes, travel, holidays—so we design terms that hold up week after week, not just on signing day. Where a business, house, or retirement account is involved, we line up the numbers before positions harden; that saves time and reduces friction. If safety is in play, we document early, ask for the right protections, and keep the process focused.
Communication stays proportional. Short notes when they do the job. A quick call when it prevents three confusing emails. You’ll know what comes next, who is responsible for each step, and the likely timing. When outside help will speed things along—financial neutrals, appraisers, parenting resources—we bring in trusted professionals and keep everyone rowing in the same direction. The aim is workable orders and routines you can follow without second-guessing, so your family can get back to normal life with fewer surprises.
Estate planning
We help you decide who may act for you during a health crisis, who keeps the lights on if you’re sidelined, and who receives property when you’re gone—then we make that plan easy to carry out. Across Boulder County, many clients choose a will-based plan that also names medical and financial decision-makers. Others need custom language for blended families, closely held businesses, or beneficiaries who shouldn’t receive a large distribution all at once.
We start with a practical conversation about what you own, who depends on you, and how you want decisions made. Then we propose the lightest document set that accomplishes your goals. We draft, review with you, and refine until the plan fits real life. We also check the details that make or break results—beneficiary designations on life insurance and retirement accounts, co-ownership on key assets, and instructions for digital accounts. When a revocable living trust would simplify things, we explain what changes in day-to-day life and guide you through “funding” the trust so it actually works.
Signing is organized and calm. You’ll know who should attend, what to bring, and how to store originals. Afterward, we provide a short follow-up list—small steps that keep everything aligned. Life moves: marriage, divorce, a new child, a move, a sale. When it does, we update. The end result isn’t a binder for the shelf; it’s a plan your future self—and your family—can rely on.
Wills and Trusts
A will is your voice on paper. It names a personal representative, appoints guardians for minor children, and directs where property goes. It also handles practical details: who manages digital accounts, how personal items are distributed, and what to do if a beneficiary predeceases you. For many Boulder clients, a well-crafted will paired with updated beneficiary designations covers the essentials with minimal upkeep.
A trust is a toolbox. A revocable living trust can add privacy, timing, and control. It helps when you own property in more than one state, want distributions for young adults to arrive in stages, wish to provide supplemental support for a loved one with special needs, or prefer to keep administration straightforward for the people handling your affairs. A trust works only when it’s funded, so we guide you through retitling key assets and using transfer-on-death tools where appropriate, then confirm when the pieces are in place.
Together, we’ll choose the structure that fits—will-based, trust-based, or a hybrid—and map how each choice affects taxes you actually encounter, the effort required to maintain the plan, and the experience your family will have if something happens. We sign correctly, set backups for every key role, and prepare a simple reference sheet so the right person can step in without a scavenger hunt. The goal isn’t fancy documents; it’s a plan that behaves when needed most.
Bankruptcy & debt resolution
When debt starts running the calendar and the mailbox, it’s time for a plan. We help clients in Boulder and the surrounding towns evaluate options and act decisively. We review income, expenses, assets, and goals, then prioritize relief that sticks. That may mean negotiating a realistic payment plan, settling a balance for less than the face amount, disputing a claim that isn’t documented, or—when it’s the cleanest route—using bankruptcy to stop collections and set a defined path to the finish line.
If bankruptcy is on the table, we compare the common chapters in practical terms. Chapter 7 can discharge many unsecured debts and typically wraps up in a few months. Chapter 13 creates a supervised repayment plan when catching up over time makes sense. We explain what each option won’t fix, what property Colorado law allows you to keep, how filing affects credit, and how to rebuild afterward.
Not every case needs a court filing. Many problems respond to documentation, clear deadlines, and the right sequence—what to tackle first, what to say (and what not to say), and when to insist on proof. You leave the first meeting with a priority list, a communication script, and dates to expect movement. Most clients feel relief right away because the unknowns shrink and the next step is obvious. That’s the point: fewer calls, fewer surprises, and steady progress back to normal.
	
				Have questions? Call 303-417-0697
			

